car accident

Discussion in 'General Motoring' started by illusion123a, Nov 29, 2005.

  1. illusion123a

    illusion123a Guest

    When you are involved in a hit and run, (ie someone hit me and ran) do you
    pay the collisions dedcutable or the comprehensive deductible?
     
    illusion123a, Nov 29, 2005
    #1
  2. illusion123a

    Pete & Cindy Guest

    Comprehensive....
     
    Pete & Cindy, Nov 30, 2005
    #2
  3. illusion123a

    JPH Guest

    Collision deductible applies, unless you have "Uninsured Motorist
    Property Damage" (UMPD) which is available at extra cost in some states
    and usually has a lower deductible (Not to be confused with (UM) which
    does not cover you car).
    Comprehensive is actually "other than collision" coverage and only
    covers things like fires, flooding, missiles (any flying object like a
    rock is considered a missile), etc.

    John
     
    JPH, Nov 30, 2005
    #3
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