#2 son drove his 2000 Accent into the back of a car today. I won't know until we get it appraised but it's close to being totaled. This is a repeat from 3 years ago when #1 son did the same to his '94 Scoupe. Well, not exactly, that time it was a boat he hit. I did learn one thing from the first time - this time I have collision insurance on the car. Perhaps someone could explain to me why I've been able to drive 34 years and never have a chargeable accident? Am I being UNREASONABLE to expect the same from my kids?